{"id":768,"date":"2025-07-25T14:28:29","date_gmt":"2025-07-25T11:28:29","guid":{"rendered":"https:\/\/moneymoon.perpetualbuild.com\/?page_id=768"},"modified":"2026-06-23T16:56:46","modified_gmt":"2026-06-23T13:56:46","slug":"shariah-compliance","status":"publish","type":"page","link":"https:\/\/moneymoon.sa\/en\/shariah-compliance\/","title":{"rendered":"Shariah Compliance"},"content":{"rendered":"\t\t
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\nShariah Compliance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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How does moneymoon \nensure Commitment to\nShariah Compliance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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We worked closely with the Shariah Committee to design and structure our peer-to-peer financing model in full alignment with Murabaha, the widely adopted framework used by banks and Shariah-compliant financial institutions across Saudi Arabia.<\/p>

All transactions are based on the Murabaha sale of commodities structure, where profit is generated through legitimate trade, ensuring full Shariah compliance and avoiding the conventional system of interest-based lending and borrowing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Shariah Committee Endorsement<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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Our platform relies on periodic reviews of all products and policies to guarantee ongoing compliance with Shariah principles.
Every review is carried out under the supervision of the Shariah Committee, alongside the auditing and compliance teams.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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This product has been formally reviewed and approved by the Shariah Committee, chaired by Sheikh Dr. Salah bin Fahad Al-Shlohub.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Sheikh Dr. Salah bin Fahd Al-Shalhoub<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Execution Mechanism
and Approved Procedures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Submitting a Financing Request<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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The applicant specifies the desired financing amount.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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1<\/span> The opportunity is listed, and the investor authorizes the platform<\/span>\n<\/div><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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2<\/span> The platform purchases the commodity from the first seller<\/span>\n<\/div><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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4<\/span> The applicant sells the commodity to a second buyer and receives the financing amount<\/span>\n<\/div><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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3<\/span> A Murabaha sale contract is executed between the platform and the financing applicant<\/span><\/div><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Shariah Committee Certificate<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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You can find further details and answers to common questions in the Shariah compliance FAQ section on our Arabic homepage.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Shariah Compliance How does moneymoon ensure Commitment to Shariah Compliance? We worked closely with the Shariah Committee to design and structure our peer-to-peer financing model in full alignment with Murabaha, the widely adopted framework used by banks and Shariah-compliant financial institutions across Saudi Arabia. All transactions are based on the Murabaha sale of commodities structure, where profit is generated through legitimate trade, ensuring full Shariah compliance and avoiding the conventional system of interest-based lending and borrowing. Shariah Committee Endorsement Our platform relies on periodic reviews of all products and policies to guarantee ongoing compliance with Shariah principles. Every review is carried out under the supervision of the Shariah Committee, alongside the auditing and compliance teams. This product has been formally reviewed and approved by the Shariah Committee, chaired by Sheikh Dr. Salah bin Fahad Al-Shlohub. Sheikh Dr. Salah bin Fahd Al-Shalhoub Execution Mechanism and Approved Procedures Submitting a Financing Request The applicant specifies the desired financing amount. 1 The opportunity is listed, and the investor authorizes the platform 2 The platform purchases the commodity from the first seller 4 The applicant sells the commodity to a second buyer and receives the financing amount 3 A Murabaha sale contract is executed between the platform and the financing applicant Shariah Committee Certificate Download Certificate You can find further details and answers to common questions in the Shariah compliance FAQ section on our Arabic homepage.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-768","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nShariah-Compliant Personal Finance | 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